E KOMO MAI (Welcome)
SHORT SALES on MAUI. Welcome to the Premiere website for Short Sales on Maui. We are ranked number #1 on the TOP 10 Search Engines like Google.com, Yahoo.com, Bing.com, Ask.com and others for Short Sale on Maui. I specialize in Short Sale in Kihei Real Estate, Wailea Real Estate, Kahului, Lahaina Real Estate, and ALL over the Island of Maui. What is a Short Sale? In a short sale, the servicer allows the borrower to list and sell the mortgaged property with the understanding that the net proceeds from the sale may be less than the total amount due on the first mortgage. Generally, if the borrower makes a good faith effort to sell the property but is not successful, a servicer may consider a DIL(deed-in-lieu of foreclosure). With a DIL, the borrower voluntarily transfers ownership of the property to the servicer - provided title is free and clear of mortgages, liens and encumbrances. With either the HAFA short sale or DIL, the servicer may not require a cash contribution or promissory note from the borrower and must forfeit the ability to pursue a deficiency judgment against the borrower. NEW FEDERAL GUIDELINES FOR SHORT SALES The Administration has adopted and This is how it will work: 1. PRE-SALE: The Bank will pre-approve the List price or give you an acceptable range for the minimum they require after the sales costs. They will also identify the sales costs (broker commissions and closing costs) that may be deducted from the final sales price. I will then list your property (like any home sale) at the approved price. 2. OFFER: When we receive an Offer, we will submit the required documents & get approved by the Bank if its in line with what was determined by the Bank. 3. Closing: Once the sale closes, The Bank will release you from all responsibilities for repaying your mortgage. Plus, you will receive $1,500 to help pay some of your moving expenses. In the unlikely event there is any additional money left over from the sale after paying the entire amount owed on the mortgage plus the approved sale costs, you will not be eligible to receive the $1,500.
Don't DELAY, Do it NOW! If you want to participate in this New Government program, contact me NOW and I will be happy to assist you. I have assisted many Homeowners successfully ALL Over MAUI with their Short Sales. I can help you too! Don't leave this crucial "Release of Liability" transaction in the hands of the inexperienced, un-trained & unfamiliar agents. Doing a Short Sale takes time and patience and someone willing to go the extra mile to help you. I've been doing Short Sales now for over 3+ Years and have established my name & reputation with ALL the Major Banks & servicers here on Maui. Many Agents here on Maui CALL ME when they have a question about Short Sales. "When you only have one chance to get it right, Contact Me to get it done!" In today's competitive real estate market, pricing & timing is everything. Many good homes are "Sold" before they are ever advertised. Get the advantage & beat other home buyers to the hottest available new homes for sale on Maui, including South Maui with my New Listings Notification. You can automatically receive emails of newly listed, market priced properties before other Buyers with similar searches do. "Thousand's of Homeowners are in major distress over the sub prime meltdown, market values crashing, and foreclosure's at epidemic proportions."
Are you UPSIDE Down on your Mortgage payments? WE CAN HELP!! 
Short Sales & REO's are becoming more & more common place here on Maui, as well as the rest of the United States. We have built a team of highly qualified Realtors and Associates who are very familiar and experienced with the whole "Short Sales" process. We have completed numerous transactions in the past and have dealt with almost every banking Institution on Maui and many on the mainland who hold the titles and mortgages for these "Short Sale" properties. Banks like Countrywide, Bank of Hawaii, Wells Fargo, Bank of America and many others. What that means to you is that we have already established relationships from previous "Short Sales" with the same negotiators and appraisers, and most importantly, the "Decision makers" from these Banks and are familiar with how they respond & what they are most likely to require from our clients. Having this established relationship with these "Key people" works in our favor, because we have built a solid working relationship, we can get more accurate & timely information and pin down time lines sooner than most. Call us today and let us get this process started before you start receiving those nasty "Notice of Default" or Notice of Foreclosure, and eventually Bankruptcy . Let our TEAM help you, get out from the overwhelming financial liability of your property and save your hard earned credit scores, so within a couple of years or less you can rebuild it to where it was once before. Click on the "What is a Short Sale" tab on the left side of this website for more additional Short Sale information. For Primary Homeowners who go through and complete the "Short Sale" process, the amount of loan that was "Forgiven" by the bank, could qualify for The Mortgage Forgiveness Debt Relief Act and Debt Cancellation of 2007. Click here and to see if you qualify: http://www.irs.gov/individuals/article/0,,id=179414,00.html
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