E KOMO MAI (Welcome)
TEAM MAUI Real Estate specializes in Assisting Sellers & Buyers of Real Property here on the Island of Maui. Experience & Knowledgeable Agents get RESULTS!
NO One sells more properties than RE/MAX Agents!!
SHORT SALES on MAUI.
Welcome to the Premiere website for Short Sales on Maui.Ranked number #1 on the TOP 10 Internet Search Engines for Short Sales on Maui.
We are the Top Listing Short Sale Realtors on Maui with Experience completing Short Sales since 2007.
If you find yourself in a situation where you need to do a Short Sale on Maui, PLEASE CALL US.Our "TEAM" has helped MANY Homeowners here on Maui with selling their Homes or Condos by doing a SHORT SALE. EXPERIENCE COUNTS when negotiating a Short Sale with a Lender.
I am a CERTIFIED Distressed Property EXPERT (CDPE) Short Sale & Foreclosure Resource Specialist(SFR), a CERTIFIED HAFA Specialist(CHS)and CERTIFIED "AT HOME WITH DIVERSITY" Specialist(AHWD).
We specialize in Completing Short Sales in Kihei, Wailea, Kahului, Lahaina, and ALL over the Island of Maui.
STOP FORECLOSURES on Maui.com:If you received a Foreclosure Notice in the mail, your property is at HIGH risk of being auctioned off to the highest bidder on the steps of the County Court house very soon.
To prevent this from happening, the Property Owner(s) still has a couple of real Options left. First, you can pay what you owe and catch up on any back payments, the Bank will stop the Auction. If you are like 95% of the Property Owners who can't afford to re-pay EVERYTHING owed, including late charges, then you have a few other routes you can take.
Another way to STOP a Foreclosure Auction would be to do a Deed in Lieu(DIL) or a Short Sale. The last resort a property owner can do to stop the Auction would be to file Bankruptcy. If you want to prevent your credit from damaging reports from your Lender that will stay on your credit record for up to 10 years, consider doing a Short Sale.
If you have a Foreclosure Sale date set, The BANKS will NOT STOP the Auction date WITHOUT a realistic Offer on the property. The longer you wait, the harder it will be to get an Offer submitted to the Lender in time. Right now, if the Lender does not receive an OFFER 2 weeks PRIOR of the Auction date, they will not stop it unless its a STRONG CASH OFFER.(Market value)
ACT NOW, call US and let our TEAM of Professional Short Sale Experts list & market your property TODAY. We have been able to get Offers within a few short days after listing a property & getting an Auction postponed before it is taken away from the homeowner, allowing the homeowner to stay in the property longer, until agreeable terms are worked out with the Lenders.
What is a Short Sale?
In a short sale, the servicer allows the borrower to list and sell the mortgaged property with the understanding that the net proceeds from the sale may be less than the total amount due on the first mortgage. Generally, if the borrower makes a good faith effort to sell the property but is not successful, a servicer may consider a DIL(deed-in-lieu of foreclosure).
What is a Deed-in-lieu?
With a DIL, the borrower voluntarily transfers ownership of the property to the servicer - provided title is free and clear of mortgages, liens and encumbrances. With either the HAFA short sale or DIL, the servicer may not require a cash contribution or promissory note from the borrower and must forfeit the ability to pursue a deficiency judgment against the borrower.
NEW HAFA FEDERAL GUIDELINES FOR SHORT SALES(Owner Occuppied Only)
The Administration has adopted and promoting Federal guidelines for BANKS to help Distressed Home Owners across the Nation.
This is how it will work:
1. PRE-SALE: The Bank will pre-approve the List price or give you an acceptable range for the minimum they require after the sales costs. They will also identify the sales costs (broker commissions and closing costs) that may be deducted from the final sales price. I will then list your property (like any home sale) at the approved price.
2. OFFER: When we receive an Offer, we will submit the required documents & get approved by the Bank if its in line with what was determined by the Bank.
3. Closing: Once the sale closes, The Bank will release you from all responsibilities for repaying your mortgage. Plus, you will receive:
You may be eligible for the Home Affordable Foreclosure Alternatives program if:
1. You are living in the home as your primary residence1
2. The amount you owe on your first mortgage for your property is equal to or less than:
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$729,750 for 1 unit
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$934,200 for 2 units
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$1,129,250 for 3 units
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$1,403,400 for 4 units
3. You owe more on your home than it’s worth
4. Your current mortgage was taken out on or before January 1, 2009
5. Your payment on your first mortgage (including principal, interest, taxes, floor and hazard insurance, and homeowners association dues, if applicable) is more than 31% of your current gross income before taxes and deductions
6. you are experiencing a hardship (such as a job loss, divorce or medical emergency) and are unable to afford your current home loan
Don't DELAY, Do it NOW!
If you want to participate in this New Government program, contact me NOW and I will be happy to assist you. I have assisted many Homeowners successfully ALL Over MAUI with their Short Sales. I can help you too!
Don't leave this crucial "Release of Liability" transaction in the hands of the inexperienced, un-trained & unfamiliar agents. Doing a Short Sale takes time and patience and someone willing to go the extra mile to help you.
I've been doing Short Sales now for over 4+ Years and have established my name & reputation with ALL the Major Banks & servicers here on Maui.
Many Agents here on Maui CALL ME when they have a question about Short Sales.
"When you only have one chance to get it right, Contact Me to get it done!"
In today's competitive real estate market, pricing & timing is everything. Many good homes are "Sold" before they are ever advertised. Get the advantage & beat other home buyers to the hottest available new homes for sale on Maui, including South Maui with my New Listings Notification. You can automatically receive emails of newly listed, market priced properties before other Buyers with similar searches do.
"Thousand's of Homeowners are in major distress over the sub prime meltdown, market values crashing, and foreclosure's at epidemic proportions."
Are you UPSIDE Down on your Mortgage payments? WE CAN HELP!!

Short Sales & REO's are becoming more & more common place here on Maui, as well as the rest of the United States. We have built a team of highly qualified Realtors and Associates who are very familiar and experienced with the whole "Short Sales" process. We have completed numerous transactions in the past and have dealt with almost every banking Institution on Maui and many on the mainland who hold the titles and mortgages for these "Short Sale" properties. Banks like Countrywide, Bank of Hawaii, Wells Fargo, Bank of America and many others. What that means to you is that we have already established relationships from previous "Short Sales" with the same negotiators and appraisers, and most importantly, the "Decision makers" from these Banks and are familiar with how they respond & what they are most likely to require from our clients. Having this established relationship with these "Key people" works in our favor, because we have built a solid working relationship, we can get more accurate & timely information and pin down time lines sooner than most. Call us today and let us get this process started before you start receiving those nasty "Notice of Default" or Notice of Foreclosure, and eventually Bankruptcy . Let our TEAM help you, get out from the overwhelming financial liability of your property and save your hard earned credit scores, so within a couple of years or less you can rebuild it to where it was once before. Click on the "What is a Short Sale" tab on the left side of this website for more additional Short Sale information.
For Primary Homeowners who go through and complete the "Short Sale" process, the amount of loan that was "Forgiven" by the bank, could qualify for The Mortgage Forgiveness Debt Relief Act and Debt Cancellation of 2007. Click here and to see if you qualify: http://www.irs.gov/individuals/article/0,,id=179414,00.html
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$3,000 for borrower relocation assistance;
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$1,500 for servicers to cover administrative and processing costs;
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Up to $2,000 for investors who allow a total of up to $6,000 in short sale proceeds to be distributed to subordinate lien holders, on a one-for-three matching basis In the unlikely event there is any additional money left over from the sale after paying the entire amount owed on the mortgage plus the approved sale costs, you will not be eligible to receive the $3,000.
Do you want to know what the requirements are to Qualify for HAFA
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Whether you are buying or selling a home, hire someone like us, a TEAM who wants to earn your business.We invite you to contact us as we are happy to assist you with this important transaction.
In addition, if you have any general questions about Maui, whether you want a suggestion for a good restaurant or how to get somewhere or just about buying or selling real estate in Hawaii, please contact us for help.
Please browse our website for listings, reports and important local real estate information. You can call us anytime, We will always answer our phones, day or night.
Always here for you,

Realtor(S) CDPE SFR CHS AHWD
(808)250-6396 Direct
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